What Am I Owed?

Free calculators to estimate what you're owed for unpaid wages, missing overtime, back pay, or final paycheck amounts. For hourly employees, salary workers, and contractors.

Start here: Use the Unpaid Wages Calculator if your paycheck is missing hours. For back pay across multiple pay periods, try the Back Pay Calculator. Not sure which? Browse the full list below.

On this page: Calculators · Who it’s for · Learn more · FAQ

Unpaid Wages Calculator

Calculate unpaid wages for missing hours, off-the-clock work, or unpaid training time.

Overtime Pay Calculator

Estimate unpaid overtime at 1.5× or 2× your regular rate for hours over 40 per week.

Back Pay Calculator

Calculate back pay across multiple pay periods for hourly and salary employees after resignation or underpayment.

Final Paycheck Calculator

Calculate your final paycheck amount including unpaid hours and unused PTO after quitting or termination.

Wage Law Guides

California Wage Calculator Resources

California has some of the strongest worker protection laws in the United States. If you're a California employee, these calculators can help estimate what you may be owed:

California Labor Code has specific rules for meal breaks, rest breaks, final pay timing, and vacation payout. These calculators provide estimates but cannot replace legal advice for California-specific situations.

Who These Calculators Are For

These calculators are designed for general use in the United States and Canada, with specific resources for California workers. Employment laws vary by jurisdiction.

Important: These calculators are for informational purposes only. We do not provide legal, tax, or financial advice. Results are estimates and may not reflect actual entitlement under local laws.

Designed for general use in the United States and Canada. Employment laws vary by jurisdiction.

Want rules by location? Browse our Wage Law Guides.

Learn More

Frequently Asked Questions

How much am I owed by my employer?

To calculate how much you're owed by your employer, start with the Unpaid Wages Calculator to estimate missing wages for unpaid hours. If you're owed back pay across multiple pay periods, use the Back Pay Calculator. For final paycheck calculations after leaving a job, use the Final Paycheck Calculator. Each calculator provides instant estimates based on your hours worked and pay rate.

What does “What am I owed?” mean?

“What am I owed?” refers to money you may not have been fully paid for work you already performed. This can include unpaid wages, overtime pay, missed breaks, or discrepancies in a final paycheck.

Can this calculator tell me exactly how much my employer owes me?

No. The calculators on this website provide estimates for informational purposes only. The actual amount owed depends on pay records, contracts, and applicable labor laws.

What types of unpaid wages can I calculate?

You can estimate unpaid hourly wages, overtime pay, back pay, and missing amounts from a final paycheck based on your hours worked and pay rate.

Is WhatAmIOwedCalculator.com free to use?

Yes. All calculators on WhatAmIOwedCalculator.com are completely free and do not require registration or account creation.

Does this website provide legal or tax advice?

No. This website provides informational calculators only and does not offer legal, tax, or financial advice. For advice about your specific situation, consult a qualified professional.

Can independent contractors use these calculators?

Yes. Independent contractors can use the calculators to estimate unpaid amounts, though payment rules may differ from employee wage laws.

How do I calculate back pay?

To calculate back pay, multiply the difference between what you should have been paid and what you were actually paid by the number of hours or pay periods affected. For hourly employees: (correct rate − actual rate) × total hours. For salary employees: (correct salary − actual salary) ÷ pay periods × periods affected. Use our Back Pay Calculator for instant estimates including interest.