What Am I Owed?
Free unpaid wages and back pay calculators — estimate unpaid wages, overtime back pay, final paycheck amounts, and meal break penalty pay. For hourly employees, salaried workers, and contractors in the US and Canada.
Use the Unpaid Wages Calculator for missing hours or off-the-clock work. For unpaid overtime, try the Overtime Pay Calculator. For back pay across multiple pay periods — including after resignation or termination — use the Back Pay Calculator. Missing a pay stub or need to check a paycheck error? Try the Pay Stub Error Calculator. Not sure which to use? Browse the full list below.
On this page: Calculators · California resources · Who it's for · Wage law guides · FAQ
Most Popular Wage Calculators
Back Pay Calculator
Calculate back pay for hourly and salary employees across multiple pay periods, including after resignation.
Unpaid Wages Calculator
Instantly estimate what you're owed for missing hours, off-the-clock work, and unpaid training time.
Final Paycheck Calculator
Calculate final pay after quitting or termination, including unused vacation payout.
California Meal Break Penalty
Calculate California meal penalty pay for missed meal periods — one hour premium per violation.
- Unpaid Wages Calculator Calculate unpaid wages for missing hours, off-the-clock work, unpaid training, or breaks you worked through. Also covers unpaid overtime scenarios.
- Overtime Pay Calculator Calculate unpaid overtime based on hours worked and hourly rate. Covers time-and-a-half, double time, and California daily overtime.
- Minimum Wage Underpayment Calculator Estimate how much you may be owed if you were paid below minimum wage. Includes 2026 state minimum wage rates.
- Back Pay Calculator Calculate back pay for unpaid wages across multiple pay periods. Covers hourly and salary employees, including after resignation or termination.
- Pay Stub Error Calculator Calculate unpaid wages due to pay stub errors, incorrect hours, or wage miscalculations on your paycheck.
- Unpaid Breaks Calculator Calculate unpaid break and meal period pay when breaks were missed, interrupted, or auto-deducted from your timesheet.
- Meal Break Penalty Calculator Calculate meal break penalty pay for missed or late meal periods. Includes California-specific meal penalty rules and premium pay estimates.
- Final Paycheck Calculator Calculate your final paycheck including unpaid hours, unused PTO, and final wages owed after quitting, termination, or resignation.
- PTO Payout & Unused Vacation Pay Calculator Estimate unused vacation pay or PTO payout owed after leaving a job. Covers state payout rules including California, Colorado, and Illinois.
- Holiday Pay Calculator Estimate unpaid holiday pay owed based on your pay rate, hours worked, and number of unpaid holidays. Covers US and Canadian rules.
- Misclassification Cost Calculator (1099 vs Employee) Estimate the potential financial impact when a worker is misclassified as an independent contractor instead of an employee.
- Pay in Lieu of Notice Calculator Estimate pay in lieu of notice — the lump-sum owed when notice period is not worked.
- Notice Period Calculator Estimate required notice period based on length of employment. Covers employee resignation and employer termination notice rules.
- Severance Pay & Package Calculator Estimate severance pay based on years of service and pay rate. Covers common formulas, RIF severance, and federal employee rules.
- Wrongful Termination & Dismissal Settlement Calculator Estimate wrongful termination or wrongful dismissal settlement ranges including lost wages and emotional distress damages.
Wage Law Guides
- Overtime Back Pay Laws Federal and state overtime laws, how to calculate overtime back pay, and filing deadlines.
- Holiday Pay Laws When are employers required to pay for holidays? US and Canadian rules, state-by-state breakdown, and how to recover unpaid holiday wages.
- Unpaid Wages Laws Your rights when you haven't been paid. Federal and state wage laws, filing complaints, and claim deadlines.
- What Is Worker Misclassification? How to tell if you've been misclassified as a 1099 contractor and what it means for your pay and benefits.
- All Wage Law Guides → Browse all guides on wage theft, overtime rules, final pay deadlines, and employee rights by state.
California Wage Calculator Resources
California has some of the strongest worker protection laws in the United States. If you're a California employee, these calculators can help estimate what you may be owed:
- California Meal Break Penalty Calculator — Estimate one hour of premium pay per meal period violation
- Unpaid Wages Calculator — Calculate missing wages for off-the-clock work or auto-deducted breaks you worked through
- Back Pay Calculator — Calculate back pay for California employees including after resignation (72-hour rule)
- Final Paycheck Calculator — California requires immediate payment or within 72 hours for final paychecks
- Minimum Wage Underpayment Calculator — California minimum wage is $16.50/hr — check if you're being paid below the legal rate
- California Minimum Wage 2026 — Current rates by industry (standard, fast food, healthcare), city rates, overtime rules, and compliance checker
California Labor Code has specific rules for meal breaks, rest breaks, final pay timing, and vacation payout. These calculators provide estimates but cannot replace legal advice for California-specific situations.
Who These Calculators Are For
- Hourly employees with missing hours, unpaid overtime, or incorrect pay rates
- Salary employees calculating back pay for underpayment or post-resignation wages
- Workers who quit or were terminated estimating final paycheck amounts and unused PTO payout
- California employees calculating meal break penalties or final pay under CA-specific rules
- Independent contractors tracking unpaid invoices or misclassification damages
- Anyone asking "how much am I owed?" — Start with the Unpaid Wages Calculator for a quick estimate
These calculators are designed for general use in the United States and Canada, with specific resources for California workers. Employment laws vary by jurisdiction.
Want rules by location? Browse our Wage Law Guides.
Learn More
Frequently Asked Questions
How much am I owed by my employer?
To calculate how much you're owed by your employer, start with the Unpaid Wages Calculator to estimate missing wages for unpaid hours. If you're owed back pay across multiple pay periods, use the Back Pay Calculator. For final paycheck calculations after leaving a job, use the Final Paycheck Calculator. Each provides instant estimates based on your hours worked and pay rate.
What does "What am I owed?" mean?
"What am I owed?" refers to money you may not have been fully paid for work you already performed. This can include unpaid wages, overtime pay, missed breaks, or discrepancies in a final paycheck.
Can this calculator tell me exactly how much my employer owes me?
No. The calculators on this website provide estimates for informational purposes only. The actual amount owed depends on pay records, contracts, and applicable labor laws.
What types of unpaid wages can I calculate?
You can estimate unpaid hourly wages, overtime pay, back pay, missing hours from a final paycheck, PTO payout, holiday pay, meal break penalties, severance, and wrongful termination settlement ranges — all based on your hours worked and pay rate.
Is WhatAmIOwedCalculator.com free to use?
Yes. All calculators on WhatAmIOwedCalculator.com are completely free and do not require registration or account creation.
Does this website provide legal or tax advice?
No. This website provides informational calculators only and does not offer legal, tax, or financial advice. For advice about your specific situation, consult a qualified professional.
Can independent contractors use these calculators?
Yes. Independent contractors can use the calculators to estimate unpaid amounts, though payment rules may differ from employee wage laws. The Misclassification Cost Calculator is specifically designed for workers who believe they may have been incorrectly classified as contractors.
How do I calculate back pay?
To calculate back pay, multiply the difference between what you should have been paid and what you were actually paid by the number of hours or pay periods affected. For hourly employees: (correct rate − actual rate) × total hours. For salary employees: (correct salary − actual salary) ÷ pay periods × periods affected. Use the Back Pay Calculator for instant estimates including interest.